We are now into the new year and hoping for a better time.
Then we receive a phone call from our Realtor. The seller no longer had enough money to pay his electric bill and jumped ship, selling parts of the kitchen before he left.
Um...come again?
Our Realtor gets us in 3 days later to access the damage.
We walk in and just stand staring in shock. The kitchen now is only wood floor and white walls. He took out everything. The cabinets, the counter top, the appliances, everything is gone. Well...ok...this is something new.
We start planning for how to fund a kitchen when we have very little in our savings account. I go home and start crying. It's a new pattern for me, and one that will be repeated.
For the next two weeks our Realtor is attempting to contact our lender to find out if we can even get a loan for a house without a kitchen. She doesn't hear anything from him and Scott starts to call every day to try to get a response.
One month later we finally get some answers. Apparently our lender quit in November. No one at his office (a very well known national life insurance and mortgage company) thought it was necessary to inform his clients of this fact. They would pass our file to the next guy.
Oh, except they didn't know where our file was. So all of our information was gone, as well as Scott's paperwork showing his military eligibility for a VA loan. Excuse me? How does a worker disappear, lose important paper work, and the company doesn't inform us? I think anyone would understand why we immediately found a new lender, and I will never again purchase a service from this company. Unfortunate as I was leaning towards them for life insurance once we purchased a house.
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